Digital Floors and Ceilings

I still encounter this question despite several resources available online. So here are the basics: Stock broker, settlement account, and funds. Stock broker . There are several stock brokers in the Philippines which offers both traditional and online trading. Traditional trading is when you call your agent and she/he will do the actual buying and selling of stocks in your account. Online trading is logging in to your broker account and doing the actual buying or selling of stocks Settlement bank account . These are existing or new bank accounts that you can use to transfer fund or receive funds from you stock broker account. Majority of local bank accounts can be used as a settlement account linked to specific stock broker accounts. Recently, payment apps can also be used in funding stock broker accounts. Funds . Of course in order to buy stocks you need cash. Initial funding varies per broker, minimums of 5,000; 1,000 or 10,000 are common among online stockbroker...

Photo by  Allie Smith  on  Unsplash IPO fans and traders today rejoice once again after the latest initial public offering in the Philippine stock market opened at 8% higher than the initial price. Fruitas seems to be a relief after the last two IPO which failed to make a good short term return at the open. Until today Axelum Resources, Inc. is still trading below their IPO price level and All Home Corp is near its initial price. Let's discuss a little bit of FRUIT's background. Fruitas Holdings, Inc. opened its first store at SM Manila last 2002 which then grew into more than 800 stores around the Philippines. It expanded to several brands including Buko Loco, De Original Jamaican Pattie Shop and Juice Bar, Juice Avenue, Johnn Lemon, Black Pearl, Buko Ni Fruitas, and Fruitas Ice Candy. In their IPO prospectus, the initial public offer proceeds will be used majority for expansions and acquisitions although some will be to pay up existing debts. I've seen several ...

"home is where the heart is"   by  Iqbal Osman1  is licensed under  CC BY 2.0  Fundamental analysis involves reviewing the valuation of the company and comparing it to the market and/or existing competition. It is then decided to be overvalued and undervalued based on these intrinsic factors. However, extrinsic factors also come in play like the macroeconomic fundamentals and industry regulations. Quantitative analysis includes the numbers seen in the financial statements and then translated into financial ratios to aid in decision making. There is one factor which belongs to qualitative analysis  that I usually look into, the management. They are the ones executing the plan and achieving the numbers. In the case of recent IPO of All Home, it is led by the Villars. Based on historical performances of their listed stocks, they are known to take care of the value of their stocks. Vistamalls (STR), Vista Land (VLL), and Golden Bria Holdings (HVN)...

"niyog"   by  foCusRinG  is licensed under  CC BY-SA 2.0  It was my first time using the platform of PSE for LSI or local small investors, PSE EASy, which stands for Philippine Stock Exchange Electronic Allocation system.  For those who want to know more about IPO or Initial Public Offering in Philippines setup, I’ve written previous articles about it so you can check it out but it is based on old system of LSI wherein you need to manually fill up forms and maximum subscription per individual is 25K Pesos. The first IPO that was offered using PSEASy is KPPI, Kepwealth Property Philippines, Inc. A property leasing and investment company primarily based in Cebu. Unfortunately, I don’t have funds to try the platform for the first time but I already registered and linked by broker to my PSEASy. KPPI had a good listing day followed by another sets of ceilings.  For the second IPO of the year, I was able to subscribe and w...

"SD4_6439"   by  Web Summit  is licensed under  CC BY 2.0  It's been a while since I wrote something in this blog. Workload and personal life demanded lots of time lately. During this holiday break, there seems to be something that made me write again. Last 2016, I decided to try something new as a sort of investment CFD (Contract for Difference). The difference between where a trade is entered and exited is the contract for difference (CFD). A CFD is a tradable instrument that mirrors the movements of the asset underlying it. It allows for profits or losses to be realized when the underlying asset moves in relation to the position taken, but the actual underlying asset is never owned. Essentially, it is a contract between the client and the broker. My initial strategy is to put 50% of my portfolio into copying trades of others and 50% trading on my own. During my first month, I made several successful trades when I concentrated in trading gold. T...

I posted a survey question 4 years ago about influencers of people to invest in the stock market and these are the results based on the responses. Bro. Bo Sanchez Out of the respondents, 20% answered famous personalities like Bro Bo Sanchez. Bro Bo, with his book “My Maid Invests in the Stock Market” and his group Truly Rich Club apparently influenced a lot of people in this previously perceived rich man’s endeavour. The idea of linking religion with the heavenly side of money and investment seems to be a good formula. Another name of financial guru came out with Bro Bo and this is Mr. Francisco Colayco who advocates financial literacy thru Colayco Foundation. Warren Buffett also is in the list of personalities mentioned since he became rich thru stock market investments. ANC On the Money Runners up on the list are influencers within the workplace and colleagues, 11% of respondents were led by their friends in the office who are already earning in th...

"IPO"   by  Got Credit  is licensed under  CC BY 2.0 For those newbies in stock market, you might think that getting shares of an IPO is just a decision to get shares or not. In reality, your chances will depend on the number of shares available and the demand for that particular stock. Lately, IPO became synonymous with the word “raffle”. Wikipedia defined Initial public offering (IPO) as a type of public offering in which shares of stock in a company usually are sold to institutional investors that in turn sell to the general public, on a securities exchange, for the first time. Through this process, a private company transforms into a public company. Initial public offerings are used by companies to raise expansion capital, to possibly monetize the investments of early private investors, and to become publicly traded enterprises. A company selling shares is never required to repay the capital to its public investors. After the IPO, when shares trade...

Opportunity of a Lifetime by Wilson Sy is the compiled version of Philstar's Philequity Corner. The biography of the Philippine stock market is written in this book with lessons from the 1997 Asian Financial Crisis, 2000 Philippine Political Crisis, and 2008 US Subprime Crisis. This book explained the role of central banks in managing world economies and stock markets. The fall and rise of the Philippine Peso including its sweet spots. Fiscal reforms and politics that shaped the current economic conditions of the Philippines. These topics revealed the basic investment principles of the fund.

"Business Adventures" by John Brooks is like a fiction touch in a non fiction book. It is jam packed with facts and lessons from great stories that probably shaped business histories. From history of stock market fluctuation, a case of insider trading, the mistakes of a big corporation like Ford in its Edsel model, the challenges and rise of Xerox, history of income taxation, employment issues with regards to intellectual property, to British pound historical devaluation and rescue. Each story presented in such a way that can put you at the edge of your seat.