Skip to main content

About



Created for people who likes savings, investments, and finance. This site will continue to provide modern as well as classical information about personal finance and finance in general.

If you are a newbie starting from scratch or small amount of savings, you can find how and where to start.

If you have enough knowledge about investments and exploring more opportunities, the posts can help.

If you are an experienced guru, you can provide feedback and comments that can help us both and other readers.

I have more than 15yrs experience in investing in Philippine stock market, unit investment trust funds, and mutual funds. I also trade forex and CFDs. I am also a financial advisor.

When I started investing, there are very few references similar to this blog. In my small way, i wanted to share my experiences by combining classical approaches to modern technologies. Mixing both my interests in personal finance and behavioral economics. Insights would come from my engineering, management background, and readings.

Click around, drop some comments, and come back from time to time and let’s learn together.

Comments

Popular posts from this blog

Pixar’s Inside Out and the Stock Market

After watching the latest animation movie from Pixar, several thoughts came to my mind and these are few of those. The characters resemble the emotions we put when investing specially in stocks. The following article contains spoilers for those who haven’t watch the movie. "Inside Out Review!"   by  AntMan3001  is licensed under  CC BY-SA 2.0  Joy Joy is the first thought that will come, as we are new in the stock market, we are excited to buy our first pick. Aiming to have our initial gain, our first share of dividends, our goals instantly pop out from our minds associated with those investments when target appreciation was realized. We are always eager to check the news regarding our picks, their projects, income, and rumors and disclosures. Sadness We waited days, months, years, checking portfolio with hitting some buy and sell transactions. We realized that it is not easy. We gain some, we lose some. We hit some curved balls for a ...

The Intelligent Investor by Benjamin Graham (Book Recommendation)

The Intelligent Investor by Benjamin Graham as my first read book for 2013 is a fusion of my interests in non fiction books and stocks. For the past 8 years of monitoring PSE, valuations were never been as high as the past year and early this year which should trigger better research and understanding "Mr. Market".Graham teaches strategies for both aggressive and defensive investors, balancing portfolio thru common stocks and bonds, cost averaging, reading and comparing financial statements which proves the comment of Warren Buffet "This is by far the best book on investing ever written."

Philippines Super Payment Apps

Photo by  Rami Al-zayat  on  Unsplash This year is a great year for the Philippines in terms of development in available payment apps. BSP pushing more use of electronic retail payments by 2020 is a boon for these payment apps. There are also mergers and acquisitions that made those resources behind the apps bigger and better. What are the advantages of one from another and who are the leads and runner ups so far? Below are few of the unique features  GCash GCash Forest You can help plant in Ipo watershed thru earning green energy. Green energy can be collected thru walking and using the functionalities of the app. Instapay Transfer Free transfers instantly to any local bank account. 100K monthly limit Invest Money Investment fund which offers the lowest initial and top up with just 50 pesos GSave Save money as high as 3% per annum in partnership with CIMB Philippines Paymaya Virtual Card This is like a debit card which can be used ...