Where to Spend My 13th Month Pay

It's almost Christmas again, in fact it started last 2 months ago in the Philippines. The festivities will not be complete without some extra money, for us employees, which will be from our 13th month pay. So here are the list of things we can do with this pay.

1. Buy a new phone! I know you want that Iphone 11 and Samsung S10 with state of the art selfie camera quality and superb new features.

2. Fill up that coffee sticker to get a planner. That leather, suede and iconic siren is really irresistible!

3. Buy your wife/husband/partner a really nice gift. The smile on their faces would be priceless after receiving that gift.

4. Christmas shopping! Whether toys and clothes for our kids and godsons and daughter. Decorations and food for our home.

5. Book that vacation trip! Travel sale is just a few clicks away

6. New furniture for our house. That new sofa, dining table, or shoe rack is perfect for our holiday look.

In case you stick to your monthly savings goal, emergency fund, protection, kids education and retirement plan nothing wrong with a yearly splurge. These things should be in our monthly budget and not just a yearly habit.

Merry Christmas and Happy New Year!

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